2023 Update from Tony

As I often say “you don’t know what you don’t know”. If you are one of the 60% of Kiwi’s who have to reposition their mortgage this year, you’d be best talk to someone who’s seen it all before – someone who knows how to provide you with multiple options.

At my age, I’ve seen it all!

Mortgage rates at 20%, right down to the cheapest rates ever offered in New Zealand at just over 2%. I’ve seen property booms come and go, global recessions and stock market meltdowns.
It’s a privilege to be one of the most experienced mortgage brokers in the South Island. I get to guide all our clients through the highs and lows of the property market and interest rates. I still get a kick out of helping first home buyers get on the property ladder and then helping with their next property and then their next – eventually helping their children get their own homes. New Zealanders still prefer property as an investment to all other options – and it’s always been their most trusted.

Banks are harder to deal with than they used to be due to the plethora of new rules but there are always other options. We have over 30 finance providers we deal with, giving you so many more options to get exactly what you need.

If you are feeling uninformed and worried of what the year may hold, come and talk with us today!


Buying your first home made easier.

You might be feeling the pressure of increasing interest rates, lender test rates increases and the uncertainty of whether or not you’ll be able to find a home before your pre-approval expires.

Our advisers have a wealth of knowledge and experience to get you Mortgage Ready. With access to a wide variety of lenders and strong connections to industry professionals, we can ensure that you have the right support throughout your journey to home ownership.

Give us a call today to become Mortgage Ready.


What can you do to best prepare for 2023?

Remember to always apply what we call “the sleep test”. If you are being kept awake at night worrying about increasing interest rates or any other financial concerns, come in and talk to one of our experienced advisers who can look into re-positioning or restructuring options before the rates may rise again or your circumstances change.

Hopefully you’ve taken some time over the holidays to review what your financial goals look like for 2023.

Have you started a new job? Are you getting a promotion or moving house? Are you adding to your family and needing to finance some major renovations? Or are you looking into investment opportunities and other financial goals?

Come and share your plans for 2023 with us and give yourself some much needed financial security for the years ahead.


Think you are Mortgage Ready? Take the test now! 

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